I started off in a bad way financially. I didn't learn to save as a child and I spent money as soon as I earned it. That lead to making some bad choices as a teenager, one being skimping out on car insurance (to pocket more spending money) and shortly after, ended up in a three car pile-up that I was fully liable for. Thankfully, no one was hurt, but unfortunately it came with a huge debt to start my adult life with.
For the next 5 years, the debt only grew when my fiance at the time and I refinanced to replace our cars and again to pay for our wedding. We were that couple that couldn't make it to events because we could never afford it. Birthdays and Christmas's were embarrassing because we couldn't afford presents. The list goes on and we started to lose friends.
So about 5 years ago I decided to do something about it and seek help. I employed the services of a Budgeting Services company to get me back on track. Well, every bill was paid, and we even had some savings! But about a year later, after our son was born, I did the math and realized we could have gone on a family holiday with the money I was paying this company for fees. And I hadn't learnt a damn thing on how to manage my money because they did it all for me. How was I supposed to do this on my own?
The fees worked out to be around $3500 over the year. I thought, how did I afford these fees when I couldn't keep on top of bills before? And I figured out it was within the strategy of their program. So knowing this, I went on to find a program that had the same strategy but without the huge fees and without the need for someone else to control my money, but instead, show me how to do it myself. That's when I found this program.
Since using the program, I have never been behind in a bill and the money previously spent on fees is now going to savings. To top it off, all of my debts gone!
While pregnant with my daughter, I decided I wanted to share the happiness I gained from using the program and become a Spending Planner myself. I love working with numbers and sitting here working on my own plan gave me so much joy and a passion I couldn't ignore.
I completed my training with the Spending Planners Institute and haven't looked back. Now my daughter is 2 years old and I am seeing great results with my clients. They are experiencing that same happiness that I achieved and they can't believe how much money has been freed up for them. I'm also proud to announce that I won the amazing award of Outstanding New Spending Planner of the Year for 2016. Such a great achievement and I am very much looking forward to helping many more people achieve their potential and making their dreams a reality.